What We Check First
For any text, email, call or letter. Can’t tell yet is a fine answer.
- Stop: don’t tap, call back or reply. Anyone honest can wait while you check.
- Say who it claims to be, out loud.
- Go there yourself. Type the address, or use the number on your card or statement, not the one they gave you.
- Look for the same thing there. If it isn’t there, you can’t tell yet.
Lines scammers use
“Keep this between us.”
“We’ll put your money somewhere safe.”
“Pay with gift cards, Bitcoin or gold.”
“You have to decide right now.”
Before you do anything else, tell someone (the FTC says the same).

